It can take up to eight months for the Social Security Administration to approve benefits, and it’s important to follow all steps to prevent revocation. Losing benefits can happen if you make too much money, get a new job, go to jail, or get divorced. The type of benefits you receive, whether Social Security, SSDI, or SSI, also matters in determining eligibility and potential loss of benefits.
If you receive SSI benefits, getting a job that exceeds $1,971 per month can cause benefits to end. For SSDI beneficiaries, a trial work period of up to nine months allows you to work without losing benefits, but earnings above $1,550 per month could result in a suspension of benefits during a re-entitlement period. Jail or prison time longer than 30 days can result in the suspension of Social Security and SSI benefits, with benefits reinstated upon release, with exceptions for longer durations.
Divorce can also impact your Social Security benefits, with provisions that may prevent you from receiving your ex-spouse’s benefits. If you were not married for 10 years or longer, are currently remarried, or receive higher benefits on your own, you may not be eligible for your ex-spouse’s benefits. Understanding these implications can help you navigate potential loss of benefits and plan accordingly.
To prevent loss of benefits, it’s important to stay informed about the rules and regulations surrounding Social Security, SSDI, and SSI benefits. Knowing the income thresholds, work trial periods, and implications of divorce or jail time can help you make informed decisions to protect your benefits. Understanding the process of reinstatement after a period of ineligibility due to jail time or the end of a marriage can also help you successfully navigate any disruptions to your benefits.
Contacting the Social Security Administration and staying up to date on changes in regulations can also help you prevent loss of benefits. If you have questions or concerns about your eligibility or potential loss of benefits, reaching out to the SSA for guidance and assistance can ensure that you receive the support and information you need to protect your benefits. By staying proactive and informed, you can prevent the loss of your Social Security benefits and maintain financial stability.
